52 years old, and what kind of resources? money? time? I’m 43 and I’m planning on being out of debt with a place to stay by the time I’m 45. Place to stay being a camper on a friends land at the moment. Though I’d rather have my own land.
If your income is very limited you will have to take a minimalist approach. I know a guy that is living in a one room house for example. And he is very cozy without wife and kids to take care of. He built his one room house for around $4000 or so if you count cost of some tools.
Tools are a big problem when going this route. Tools cost money and they have consumable parts and they break. You pay for this in your payments or rent in normal housing situations. Which is one reason that route is so expensive.